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Bid-Ask Spread

OVERVIEW

The bid-ask spread is the difference between the highest price a buyer is willing to pay (the bid) and the lowest price a seller will accept (the ask) for a security at a given moment. It represents the implicit transaction cost of crossing the market and serves as the primary measure of a market's liquidity.

Note

Tight spreads indicate liquid, competitive markets with many participants. Wide spreads signal illiquidity, uncertainty, or elevated risk that market makers are pricing in.

FEATURES

Spread Calculations

Metric Formula
Absolute Spread Ask − Bid
Midpoint (Ask + Bid) / 2
Percentage Spread (Ask − Bid) / Midpoint × 100

Tip

Always compare percentage spread — not absolute spread — when evaluating cost across securities at different price levels. A $0.05 spread on a $5 stock (100 bps) is far more expensive than a $0.05 spread on a $500 stock (1 bp).

Spread Reference by Instrument

Instrument Bid Ask Absolute Spread Percentage Spread
SPY (large-cap ETF) $558.42 $558.43 $0.01 0.18 bps
AAPL (large-cap equity) $241.12 $241.14 $0.02 0.83 bps
Small-cap biotech $8.50 $8.75 $0.25 290 bps
AAPL weekly call (options) $2.10 $2.20 $0.10 4.7% vs. midpoint

Note

A small-cap biotech quoted at $8.50 × $8.75 requires a ~3% move just to break even on a round-trip trade, before commissions.

HOW TO USE

Execution Strategy

  • Limit orders inside the spread — Place limit orders between the bid and ask when liquidity is sufficient to pay only a portion of the spread rather than crossing it entirely.
  • Effective spread monitoring — Track the difference between your execution price and the midpoint at order arrival as your primary execution-quality metric.
  • Position sizing — Compare your strategy's edge in basis points against the round-trip spread cost before entering. If edge ≤ spread cost, the strategy is unprofitable by construction.

When Spreads Widen

Spreads widen in predictable conditions. Adjust execution strategy accordingly:

Condition Spread Behavior
Market open / close Significantly wider
Pending news or earnings Wider — market makers repricing risk
Pre/post-market sessions Much wider due to low volume
Large order size Price walks beyond displayed ask (market impact)
Rising volatility Wider — market makers hedging inventory risk

Tip

A ticker quoting a 1-cent spread at noon may show 20-cent spreads at 4:15 PM. Always check spread conditions relative to the session before executing.

Limitations to Know

  • The NBBO (National Best Bid and Offer) does not reflect total available liquidity. Dark pools, hidden orders, and midpoint venues can offer execution inside the displayed spread.
  • Payment for order flow arrangements mean retail brokers may route orders to wholesalers who provide price improvement beyond the displayed NBBO.
  • Market impact is distinct from spread. Sweeping the book for large size can walk the price several cents beyond the displayed ask regardless of the quoted spread.

KEYBOARD SHORTCUTS

Action Shortcut
View live bid-ask for selected ticker S
Toggle spread overlay on chart Shift + S
Switch spread display: absolute / percentage Alt + S
Copy midpoint price to clipboard Ctrl + M
Open order entry at midpoint M

Related Terms: VWAP · Dark Pool · Payment for Order Flow · Open Interest · Implied Volatility